|
Benefit |
Explanation |
When? |
Who
Pays? |
Who
Is Eligible? |
Health
Insurance - Network Provider - PPO
Traditional Plan Deductible: $1,000/EE
$2,000/FAM
Consumer Plan
Deductible*:
$1,500/EE Only $3,000/FAM
*For the Consumer Plan, the ENTIRE deductible
must be met before ANY benefits are paid by the
plan. No individual deductible for family
coverage.
Click HERE for Medical and Dental Benefits Summary |
Traditional Plan
$25 Primary Care Office co-pay
$40 Specialist co-pay
80% in-network Co-insurance/60% Out-of-network
Co-insurance maximum:
$2,000/EE, $4,000/FAM
Consumer Plan
90% in-network Co-insurance/70% Out-of-network
Co-insurance maximum:
$3,000/EE, $6,000/FAM
No individual maximum for family coverage.
Both Plans
Local/Statewide Network
www.texastruechoice.com
Out of State Network -
www.phcs.com
Lab Card LabOne
www.labcard.com
AND
Clinical Pathology Labs in Kerrville paid at 100%
Preventive Exams paid at 100%. |
Sign
up 1st 30 days of employment-begins first of the month after 30 days
employment. |
Premium/Month:
Traditional Plan
1.5% of monthly salary PLUS the base premium listed below:
$10/EE only.
$140/EE +1
$298/EE + FAM
Consumer Plan
0.75% of monthly salary PLUS the base premium listed below:
$5/EE only.
$70/EE +1
$149/EE + FAM
|
Full
Time EE
¾ Time EE and IRS qualified dependents
|
|
Prescription
Drug Card
|
Traditional Plan
Scott
&
White
Prescription
Services
1-800-728-7947
www.swrxservices.org
Formulary 3-Tier Co-Pay
$5, $25, $50
Click Here for
January 2008 Alpha
Formulary Listing
Click Here for
January
2008 Type
Formulary Listing
Mail Order - 3 months
$10, $50
Consumer Plan
Innoviant
877-559-2955
www.innoviant.com
After Medical Deductible is met:
Generic 90%
Brand 80%
Brand with no generic 90%
Mail Order available.
|
Sign up 1st 30 days of employment-begins first of the month after 30 days
employment.
|
Included
in health care cost.
|
Full
Time EE
¾ Time EE and IRS qualified dependents
|
|
Dental
Insurance - No Network. Deductible: $50/EE, $100 Family. $1,000
max per person per year. |
Preventive
Care: Paid at 100% with no deductible
Cleaning allowed every six months.
Basic - 80%; Major - 50%;
Orthodontics - 50% for dependents under 19 yrs. |
Sign up 1st 30 days of employment-begins first of the month after 30 days
employment. |
EE
pays:
$5 month for EE only.
$10 month for family.
Family can be on dental and not health as long as EE has health.
|
Full
Time EE
¾
Time EE and IRS qualified dependents
|
Flexible Spending Accounts
(FSA) |
Pre-tax savings accounts for out of pocket
health care or dependent day care expenses.
Health Care Maximum: $2,000
Dependent (Day) Care Maximum: $5,000 |
Sign up 1st 30 days of employment-begins first of the month after 30 days
employment. |
EE contributions |
Full
Time EE
¾
Time EE and IRS qualified dependents
|
Health Care Savings Accounts
(HSA) |
Pre-tax savings account for Consumer Plan
participants only.
Maximum: $2,900/EE
$5,800/FAM
Catch-up Contribution for those age 55 or older
in 2008: $900
|
Sign up 1st 30 days of employment-begins first of the month after 30 days
employment. |
EE contributions |
Full
Time EE
¾
Time EE and IRS qualified dependents
|
|
Premium Conversion |
Paying
health coverage premium deductions on a pre-tax basis. |
Allowed
to change at the beginning of each plan year. |
No
cost - tax savings for EE. |
Full
Time EE
¾
Time EE
|
|
|
Life
Insurance and Accidental Death & Dismemberment (AD&D) |
Term
life/AD&D-double indemnity.
(1 x annual salary,
min. $25,000,
max. $100,000)
Click Here for
Life Conversion Application
Click Here for
Life Conversion Rates |
Sign up 1st 30 days of employment-begins first of the month after 30 days
employment. |
Schreiner
University pays premiums. |
Full
Time EE
¾ Time EE
|
|
|
Long Term Disability |
90 day elimination
60% base pay up to maximum $7,000 month.
|
Sign up 1st 30 days of employment-begins first of the month after 30 days
employment. |
Schreiner
University pays premiums. |
Full
Time EE
¾ Time EE
|
|
|
Employee Assistance Program (EAP) |
Guidance and Counseling for you and your family.
1-800-343-3822 |
1st day of
employment. Available immediately. |
Schreiner
University pays premiums. |
Full
Time EE
¾ Time EE |
|
Vacation
(3/4 time pro-rated) |
Staff:
6.67 hrs month to 2nd hire date then 10 hrs month - max. carryover
on each anniversary is 160 hrs - not payable over 120 hrs on departure. |
1st day of employment. Available for use after 6 months. |
Schreiner
University |
Full
Time EE
¾ Time EE
|
|
Sick
Leave
(3/4 time pro-rated) |
8
hrs a month on hire date - accumulative to 480 hrs. Not payable upon departure. |
1st day of
employment. Available immediately. |
Schreiner
University |
Full
Time EE
¾ Time EE |
|
Personal
Days
(3/4 time pro-rated) |
16 hrs
each anniversary year - no carryover. |
1st
day of employment. Available immediately. |
Schreiner
University |
Full
Time EE
¾
Time EE |
|
|
Holidays |
14
holidays:
'07 - '08 Schedule
|
1st
day of employment. |
Schreiner
University |
Full
Time EE
¾ Time EE |
|
|
Tuition
Remission |
IRS qualified dependents, spouse & EE are free.
|
After EE's 1st year anniversary date. |
Schreiner
University
|
Full
Time EE
¾ Time EE |
|
|
Retirement
403B Plan |
TIAA-CREF or
Lincoln Financial
EE places minimum 4%.
SU places
6% |
After
EE's 1st year anniversary date SU contributes. EE can contribute from
1st day employment. |
EE
places minimum
4%.
SU places 6%. |
Full
Time EE
¾ Time EE
|
|
|
Voluntary Benefits |
Eye Med Vision Plan
Supplemental Life Insurance
Dependent Life Insurance
AFLAC Insurance Products
|
Sign up 1st 30 days of employment-begins first of the month after 30 days
employment.
Annual Enrollment Only |
EE pays entire cost |
Full
Time EE
¾
Time EE and IRS qualified dependents |
|
|
Dining
Hall Discount |
EE
meals $4.00 |
1st
day of employment. |
Schreiner
University |
Full
Time EE
¾
Time EE
Part Time EE
Temporary EE
|
|
|
Facilities
Use |
EE
and dependents can use facilities - students have right to 1st use. |
1st
day of employment. |
Schreiner
University |
Full
Time EE
¾ Time EE
Part Time EE
Temporary EE
|
|
|
Bookstore
Discount |
EE
pays approximately 10% above SU cost for items. |
1st
day of employment. |
Schreiner
University |
Full
Time EE
¾ Time EE
Part Time EE
Temporary EE |
|
|
Special
Events |
Entrance
to athletic events and campus events - Free unless otherwise noted. |
1st
day of employment. |
Schreiner
University |
Full
Time EE
¾ Time EE
Part Time EE
Temporary EE |
|
|
Note: Benefit Accrual for less than full time will be pro-rated on
number of hours. |
|
Note:
Faculty, VN's, Coaches, Deans & AC are contractual EE's &
any benefit differences are stated in contract. |
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