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Employee Benefits Outline

last updated January 2009

-Student Employees are NOT Eligible-

Printable Version


Click here for JUNE 2009 SmartSuite Wizard Guide to Enrollment

LINK TO HUMANA ONLINE ENROLLMENT

Click for Schreiner University's HIPAA Notice of Privacy Practices

Click Here to see the most recent Benefit Plan Summary Annual Reports (SARs)


 
Benefit Explanation When? Who Pays?
Who Is Eligible?
Health Insurance - Network Provider - PPO

PPO 500 Deductible: $500/EE
$1,000/FAM


Coverage First
$500 up-front benefit
Deductible: $3,000/EE
$6,000/FAM


HDHP 2000
Consumer Plan

Deductible*:
$1,500/EE Only $3,000/FAM

*For the Consumer Plan, the ENTIRE deductible must be met before ANY benefits are paid by the plan. No individual deductible for family coverage.

Click HERE for Humana Plan Comparisons

PPO 500
$25 Primary Care Office co-pay
$40 Specialist co-pay
80% in-network Co-insurance/50% Out-of-network
Co-insurance maximum:
$3,000/EE, $6,000/FAM

Coverage First 3000
$25 Primary Care Office co-pay
$40 Specialist co-pay
100% in-network Co-insurance/70% Out-of-network


HDHP 2000
Consumer Plan

90% in-network Co-insurance/70% Out-of-network
Co-insurance maximum:
$3,000/EE, $6,000/FAM
No individual maximum for family coverage.

All Plans
Local/Statewide Network
1-800-448-6262
www.humana.com
Humana ChoiceCare Network PPO
          and
www.ghcha.com

 

Sign up 1st 30 days of employment-begins first of the month after 30 days employment. Premium/Month:

Traditional Plan
1.5% of monthly salary PLUS the base premium listed below:
$10/EE only.
$140/EE +1
$298/EE + FAM

Consumer Plan
0.75% of monthly salary PLUS the base premium listed below:
$5/EE only.
$70/EE +1
$149/EE + FAM

Full Time EE

¾ Time EE and IRS qualified dependents

Prescription Drug Card


 

PPO 500 and Coverage First 3000


1-800-448-6262
www.humana.com  Rx4

Formulary 4-Tier Co-Pay
$10, $20, $40 & 25%

 

RightSource

1-800-379-0092

Mail Order - 3 months
$20, $40. $80

 

Consumer Plan

After Medical Deductible is met:

90%

Mail Order available.

Sign up 1st 30 days of employment-begins first of the month after 30 days employment.
 

Included in health care cost.



 

Full Time EE

¾ Time EE and IRS qualified dependents



 

Dental Insurance - No Network. Deductible: $50/EE, $100 Family. $1,000 max per person per year. METLIFE
1-800-275-4638
www.metlife.com
Preventive Care: Paid at 100% with no deductible

Cleaning allowed every six months.

Basic - 80%; Major - 50%;

Orthodontics - 50% for dependents under 19 yrs.
Sign up 1st 30 days of employment-begins first of the month after 30 days employment. EE pays:

$10.60 per month per member


Full Time EE

¾ Time EE and IRS qualified dependents
Flexible Spending Accounts
(FSA)
Pre-tax savings accounts for out of pocket health care or dependent day care expenses.

Health Care Maximum: $3,000
Dependent (Day) Care Maximum: $5,000

Sign up 1st 30 days of employment-begins first of the month after 30 days employment. EE contributions Full Time EE

¾ Time EE and IRS qualified dependents
Health Care Savings Accounts
(HSA)
Pre-tax savings account for Consumer Plan participants only.

Maximum: $3,000/EE
$5,950/EE+1 & Family
Catch-up Contribution for those age 55 or older in 2009: $1,000

 

Sign up 1st 30 days of employment-begins first of the month after 30 days employment. EE contributions Full Time EE

¾ Time EE and IRS qualified dependents
Premium Conversion Paying health coverage premium deductions on a pre-tax basis. Allowed to change at the beginning of each plan year. No cost - tax savings for EE. Full Time EE

¾ Time EE
Life Insurance and Accidental Death & Dismemberment (AD&D) Term life/AD&D-double indemnity.
(1 x annual salary,
min. $25,000,
max. $100,000)

Click Here for Life Conversion Application
Sign up 1st 30 days of employment-begins first of the month after 30 days employment. Schreiner University pays premiums. Full Time EE

¾ Time EE
Short Term Disability 30 day elimination
60% base pay up to maximum $1,500 week.
Sign up 1st 30 days of employment-begins first of the month after 30 days employment. Schreiner University pays premiums. Full Time EE

¾ Time EE
Long Term Disability 90 day elimination
60% base pay up to maximum $7,000 month.
Sign up 1st 30 days of employment-begins first of the month after 30 days employment. Schreiner University pays premiums. Full Time EE

¾ Time EE
Employee Assistance Program (EAP) Guidance and Counseling for you and your family.
1-800-511-3920
1st day of employment.  Available immediately. Schreiner University pays premiums. Full Time EE

¾ Time EE
Vacation
(3/4 time pro-rated)
Staff: 6.67 hrs month to 2nd hire date then 10 hrs month - max. carryover on each anniversary is 160 hrs - not payable over 120 hrs on departure. 1st day of employment.  Available for use after 6 months. Schreiner University Full Time EE

¾ Time EE
Sick Leave
(3/4 time pro-rated)
8 hrs a month on hire date - accumulative to 480 hrs.  Not payable upon departure. 1st day of employment.  Available immediately. Schreiner University Full Time EE

¾ Time EE
Personal Days
(3/4 time pro-rated)
16 hrs each anniversary year - no carryover. 1st day of employment. Available  immediately. Schreiner University Full Time EE

¾ Time EE
Holidays

14 holidays:
'08 - '09 Schedule

'09 - '10 Schedule

1st day of employment. Schreiner University Full Time EE

¾ Time EE
Tuition Remission IRS qualified dependents, spouse & EE are free. After EE's 1st year anniversary date. Schreiner University

Full Time EE

¾ Time EE
Retirement 403B Plan TIAA-CREF or
Lincoln Financial

EE places minimum 4%.

SU places 6% 

 

After EE's 1st year anniversary date SU contributes. EE can contribute from 1st day employment. EE places minimum
4%. 

SU places 6%.
Full Time EE

¾ Time EE
Voluntary Benefits Safeguard Vision Plan

MetLife Supplemental Life Insurance

MetLife Dependent Life Insurance

AFLAC Insurance Products
 

Sign up 1st 30 days of employment-begins first of the month after 30 days employment.


Annual Enrollment Only

EE pays entire cost Full Time EE

¾ Time EE and IRS qualified dependents
Dining Hall Discount EE meals lunch/dinner


except steak night
$7.80 per person
Sunday brunch
$6.50 per person
1st day of employment. EE pays $4.00

guests pay regular price
$5.95 lunch
$7.30 dinner
Full Time EE

¾ Time EE

Part Time EE

Temporary EE
Facilities Use EE and dependents can use facilities - students have right to 1st use. 1st day of employment. Schreiner University Full Time EE

¾ Time EE

Part Time EE

Temporary EE
Bookstore Discount EE pays approximately 10% above SU cost for items. 1st day of employment. Schreiner University Full Time EE

¾ Time EE

Part Time EE

Temporary EE
Special Events Entrance to athletic events and campus events - Free unless otherwise noted. 1st day of employment. Schreiner University Full Time EE

¾ Time EE

Part Time EE

Temporary EE
Note: Benefit Accrual for less than full time will be pro-rated on number of hours.
Note: Faculty, VN's, Coaches, Deans & AC are contractual EE's & any benefit differences are stated in contract.
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